Lending into retirement

If it’s a later-life mortgage you’re looking for,

we could help.


Mortgages into retirement with Furness

No matter how well you’ve prepared for retirement, sometimes you may need a little extra help. Lending into retirement could give you the extra boost you need to make the most of your golden years. Whether that means buying a new house, helping to cover living expenses, paying for care, or making home improvements.

We understand securing a later-life mortgage can be tough, which is why our mortgages are available to homebuyers who can repay the loan by age 80. So, if you're considering a mortgage into retirement, our team will work with you to find the right solution for your needs.

What is lending into retirement?

If a borrower's mortgage term goes beyond their retirement age, it's called "lending into retirement".

Can I get a mortgage if I’m nearing retirement?

Can I get a mortgage if I’m already retired?

Can you get a mortgage on a pension?

What interest rates are available on mortgages in retirement?

What’s the maximum age for a mortgage?

Why is it harder to get a mortgage over 60?

What’s the criteria for later-life mortgages at Furness?

Are there any property restrictions for later-life mortgages?

How can I prepare for lending in later life?

System.ArgumentNullException: Value cannot be null.
Parameter name: source
at System.Linq.Enumerable.FirstOrDefault[TSource](IEnumerable`1 source)
at ASP._Page_app_plugins_degree53_feedback_render_output_cshtml.Execute() in C:\home\site\wwwroot\app_plugins\degree53.feedback\render\output.cshtml:line 15
at System.Web.WebPages.WebPageBase.ExecutePageHierarchy()
at System.Web.Mvc.WebViewPage.ExecutePageHierarchy()
at System.Web.WebPages.WebPageBase.ExecutePageHierarchy(WebPageContext pageContext, TextWriter writer, WebPageRenderingBase startPage)
at Umbraco.Web.Mvc.ProfilingView.Render(ViewContext viewContext, TextWriter writer) in D:\a\1\s\src\Umbraco.Web\Mvc\ProfilingView.cs:line 25
at System.Web.Mvc.Html.PartialExtensions.Partial(HtmlHelper htmlHelper, String partialViewName, Object model, ViewDataDictionary viewData)
at ASP._Page_Views_Partials_grid_editors_Base_cshtml.Execute() in C:\home\site\wwwroot\Views\Partials\grid\editors\Base.cshtml:line 20

From new mortgages to remortgaging and Buy-to-Let, we can help you find the right deal.

Latest mortgage articles


How lenders use your credit score

A great credit score could be your key in the door, but how exactly do lenders use it to assess affordability?

The true cost of buying a home

Buying a new home and want to better plan your budget? Clue yourself up on all the hidden costs of buying a house in this handy guide.

Guide to home mover mortgages

There are a number of options you can consider when you move home as a next stepper. Here's a rundown of everything you need to know.

Contact us

Branch finder

Visit one of our branches in the North West

Contact us

Or see all the ways you can contact us, online or via post