Like our short-term mortgages, a bridging loan (or bridge loan) is also used to bridge the gap when buying a new home before selling your existing one. However, bridging loans can be expensive due to the higher fees involved. 

Our short-term mortgage loans are interest-only, last for two years and have no early repayment charges so you can pay off the loan sooner if needed. Our product fee is also set, as opposed to some bridging loans which may calculate fees based on a percentage of the amount borrowed.

For more information about our short-term lending options, get in touch with our team on 0800 781 4311.

Unlike bridging loans, which usually have a 12-month duration, our specialist short-term lending products last for two years. Our products also have no early repayment charges (ERCs), so they can be used for shorter periods if needed.

You can browse our current rates online by using our short-term mortgage finder. 

In order to assess your eligibility for one of our short-term mortgage loans, you’ll need to book an appointment with one of our advisors. At your appointment, an advisor will talk you through all your options, providing that you meet our lending criteria.