Remortgaging with us is simple. The first step is to book an appointment with one of our advisors by calling 0800 220 568. We’ll then contact you ahead of your appointment to talk you through everything that you’ll need to have readily to hand. During your appointment, an advisor will guide you through the process and all of the options available.  More information about preparing for your mortgage appointment can be found on our mortgage FAQs page.

You can also compare our remortgage interest rates online. Use our mortgage finder to get an idea of the deals you could be eligible for and compare them against your current mortgage repayments. When you’re ready to remortgage, book an appointment with one of our advisors.

How long will it take?
Depending on your circumstances, the remortgage process typically takes 4-8 weeks after you’ve submitted your application. Our mortgage advisors will be able to help guide you through the process as smoothly as possible.

It is possible to remortgage early, however, we recommend that you check the terms of your current mortgage as you may need to pay an early repayment charge (ERC) if you end your deal early.

When the value of your home is more than the amount you owe on your mortgage, this is called equity. If you have enough equity in your home, it might be possible to borrow more on your mortgage. Also known as 'releasing equity'. This could be for a number of reasons, including a new dream kitchen or bathroom.

Whatever your reason for releasing equity, it’s worth remembering that it’s still a loan and will therefore be subject to interest. In some cases, releasing equity may not necessarily be the best option, but this is where we can help. Our team will be able to advise on the most suitable options, and Furness Building Society products, based on your circumstances.

Make an appointment to review your options by calling 0800 880 7431.

If your reason for remortgaging is for a home improvement project or an extension, then you may be able to borrow more by remortgaging with us. Our advisors will review your circumstances and advise you on your options. To make an appointment, call us on 0800 220 568.

If you’re already a Furness mortgage customer, you could be eligible to borrow more on your mortgage through our Additional Borrowing products.

If you’re a landlord, please head over to our Buy-to-Let mortgages.