Self-employed
mortgages

Being self-employed shouldn’t be an obstacle,
we’ll help get you moving.

Mortgage solutions that work for you

We believe being self-employed shouldn’t be an obstacle to home ownership. Whether you’re a sole trader, contractor or self-employed director of a limited company, our flexible approach enables us to consider mortgage applications on an individual basis in a way that some lenders cannot.

Read our guide to mortgages for the self-employed.

How do Furness mortgages differ if I'm self-employed?

With self-employment becoming a popular option for modern workers, we understand that a more modern approach to mortgages is needed. Unlike some lenders, we don’t use the traditional ‘tick box’ approach when calculating affordability. At Furness, real people assess all mortgage applications and make a decision based on your individual circumstances, so we will often consider cases that other lenders won’t.

With mortgages, what counts as ‘self-employed’?

I’m self-employed, how do I get a mortgage with Furness?

My partner is self-employed, can we get a mortgage?

From new mortgages to remortgaging and Buy-to-Let, we can help you find the right deal.

Help and articles

Self-employed mortgage guide

Get a head start on your self-employed mortgage application with our handy guide. Here we explain everything you need to know and how we can help.

How to improve your credit score

Where does the score come from, what does it mean and how can you improve it? Here, we break down everything you need to know to get your credit rating in good shape.

Helping self-employed buyers

Self-employed business owner, Paul, faced a few hurdles in securing a mortgage. By working closely with his accountant, we were able to help Paul’s family upscale their home.

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