Notice Accounts

This account is ideal if you’re aged 18 or over and would like a savings account that allows access to your money, whilst helping you avoid dipping into your savings too frequently. Unlike a fixed-term account, you can withdraw your money without penalty by giving us notice. This is an ideal account for serious savers who don’t want to lock their money away over a fixed period.

The main benefit of our Notice Accounts is that you can pay into the account whenever you like, but you won’t be able to dip into your savings on a whim. This can help you to reach your savings goal sooner. With our Notice Accounts, you can also enjoy the following benefits:

• You can start saving from £1,000
• Higher rate of interest than our access accounts
• Able to withdraw by giving us notice
• Make deposits into your account at any time - no set amount or direct debit

If you need instant access to your funds, then a Notice Account may not be right for you. Take a look at our other savings accounts instead.

You cannot withdraw your savings earlier than the notice period stated on the terms of your account.

If you're looking for a stable interest rate, Fixed Rate Bonds can be an excellent choice. Unlike Notice Accounts where the interest rate can vary, Fixed Rate Bonds provide a consistent interest rate throughout the entire term. This means that you can relax and watch your savings grow with certainty. 

Fixed-rate accounts are preferred by many people as they provide a guaranteed interest rate, which helps them plan their savings better. However, it's important to note that during the fixed term (which can be one, three, or five years), you won't be able to access your savings. 

With a Notice Account, on the other hand,  you can access your funds when you need them, providing that you give us notice.

As the interest rate on our Notice Accounts is variable, it’s subject to change. However, if the rate should change, we’ll let you know at least 14 days in advance.

Notice Savings Accounts can be an effective way to save money for ‘medium-term’ goals such as buying a car, going on a holiday, or renovating your home. 

With a Notice Savings Account, you can choose a notice term that suits your needs and usually enjoy better interest rates than a regular savings account. But, keep in mind that Notice Savings Accounts aren’t ideal for emergency funds. If you need quick access to your money, it's better to have an easy-access account along with your Notice Savings Account.

All of our Notice Savings Accounts are currently available to open either over the phone or in-branch. You can find your nearest branch using our branch finder.