Junior ISA

Apply by post or in branch

Product Overview

What do these terms mean?

  • Interest Rate is how much you would earn by saving with us, based on a percentage of your total savings.


  • AER (Annual Equivalent Rate) is the interest rate used for comparisons to show how much interest you’ll earn over one year.


  • Start saving from refers to the minimum amount required to open that savings account.


  • Account type refers to the type of savings account.

Account type

Young Savers

Start saving from

Current Interest Rate


2.00% Tax Free/AER

Start saving from

Current Interest Rate


2.00% Tax Free/AER

Save towards a brighter future for your child.

Whether it’s for university, a first car or even help with a future house deposit, our Junior Cash ISA is a great way to save for your child’s future. Funds cannot be accessed until they’re 18 so they’re an excellent long-term, tax-free savings solution.

Our Junior Cash ISA can be opened by a parent or guardian on behalf of a child. Please note that a grandparent can only open an account for a grandchild if they’re a legal guardian, however, they can still contribute to an existing account.

Summary Box for the Junior ISA

Account Name

What is the interest rate?

Can Furness Building Society change the interest rate?

What would the estimated balance be after 12 months based on a £1,000 deposit?

How do I open and manage my account?

Can I withdraw money?

Additional information

Get the application pack

Download application form

Don’t have a printer?

Call us and request an application pack, and we will send it to you.  Then just post it back to us, or drop it off at your nearest branch.

Lines are open 9am-5pm Monday - Friday

Call us 0800 834 312