<ul> <li><strong>Fixed</strong> mortgages offer fixed interest rates over a specific period. When this period ends, your mortgage interest rate will be switched to our Standard Variable Rate.</li> <li><strong>Variable</strong> mortgages offer interest rates at a fixed margin above the Bank of England Base Rate, over a specific period. When this period ends, your mortgage interest rate will switch to our Standard Variable Rate.</li> <li><strong>Discount </strong>mortgages have a discounted interest rate, meaning it’s set at a certain below our Standard Variable Rate for a fixed term. When this period ends, your mortgage interest rate will switch to our Standard Variable Rate.</li> </ul>

<ul> <li>The length of time that you’d like to pay off your mortgage.</li> </ul>