Calculate affordability

This calculator is for mortgage brokers only. To get an idea of how much your client could borrow from us, fill out our residential affordability calculator below.

You are strongly recommended to thoroughly verify the stated expenditure as delays may occur or the case may be declined where the information provided is deemed inaccurate.

1 2 3

Monthly Expenditure Details

For loans and HP agreements please provide the monthly payment, for credit cards please provide 3% of the current balance

Please note: We will increase this figure by 20% to take into account future increases

Please note: This figure will be benchmarked against ONS figures and the higher figure used for assessment

Please note: This figure will be benchmarked against ONS figures and the higher figure used for assessment

Please note: This figure is benchmarked with ONS figures

Clear Back
1 2 3

Income Details

Applicant 1

For Ltd Co Directors we assess on share of pre tax profit plus salary, contact the BDM team for more assistance on this. We don’t accept dividend income, income from mortgaged rental properties, child benefit or universal credit

We will consider 50% of non guaranteed income with evidence of consistency

Clear Back
1 2 3

Loan Details

Clear Next