Our Buy-to-Let mortgages for intermediaries.

Supporting your clients

Whether they’re experienced property investors or first-time landlords, we can help your clients find the ideal Buy-to-Let mortgage solution. We’ll even consider your client’s full financial circumstances when making a decision.

Take a look at our Buy-to-Let mortgage products, or get in touch on 0800 988 1561 to talk through your client’s requirements.

Benefits of our Buy-to-Let mortgages

We take into consideration the letting costs, taxation of rental profits and your client’s own personal income and expenditure - including any other mortgages held. 

Unlike some lenders, we do not apply an Interest Coverage Calculation (ICR) when assessing a new Buy-to-Let application. However, the gross anticipated rent should be at least 125% of the interest charges at the initial pay rate.


Our criteria (Unregulated and Consumer Buy-to-Let)

Additional criteria for Regulated Buy-to-Let

Portfolio landlords

Overcoming Buy-to-Let barriers

Miss Peters is a higher rate taxpayer who owns a portfolio of Buy-to-Let (BTL) properties.

Latest articles


Residential Mortgage for Company Director

Manual underwriting helped overcome barriers created by a change in company directorship.

Day in the Life of an Underwriter

Introducing Karen and Holly, whose determination to make affordability work is helping countless brokers secure mortgages.

Collaborating With Our Peers to get the Market Moving

Emma Saint explains how lenders are working together to help our brokers and their clients.

Get in touch

BDM contacts

Get in touch with our team directly


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