Making it easy for you to say yes to our local first time buyers

Helping first time buyers achieve their dream of owning a home is something we’re very proud of

Taking those first, tentative steps on to the property ladder is a very exciting time and we know that choosing the right mortgage lender can be tricky.  When your client’s personal cirumstances differ from the norm or they need a little more attention, you need a lender with a personal touch.  We regularly look at ways to improve our first time buyer proposition through reviews of our rates and criteria.

But it's not all about the rate...

As well as competitive pricing, we're also pleased to offer:

  • Lending up to 95% in LA postcodes including New Build Houses
  • Free valuations - even on remortgages
  • All cases individually reviewed and underwritten
  • No credit score (soft credit check on DIPS)
  • Maximum mortgage term up to 40 years
  • Gifted deposits from close family accepted


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How have we helped?

Unlike some lenders, we take the time to take a detailed look at your client's situation.  In practice, this means that we've been able to support a huge range of buyers who needed to take advantage of our flexible approach to underwriting.  Take a look at the stories below for just a few examples of how we've helped in the past.

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