Holiday-Let
mortgages

Helping your clients realise their dreams.

Supporting your clients

Our flexible approach to Holiday-Let mortgages enables us to consider applications that some lenders cannot. We also have a higher personal use allowance - 90 days - and will consider both interest-only and repayment mortgages on properties across mainland UK. 

If you have a Holiday-Let client and would like to talk through their case call us on 0800 015 1320.

Alternatively, take a look at our full product range.

Our Holiday-Let Benefits

We offer a sensible approach to calculating affordability by using gross holiday rental income as well as personal income. Other benefits of our Holiday-Let mortgages include: 

  • Personal use allowed for up to 90 days per year
  • Mortgages considered on an interest-only or repayment basis
  • Available on properties across mainland UK
  • Maximum loan to value of 75%

Holiday-Let mortgage criteria

Making Holiday-Let possible

Business owners Scott and Helen needed help securing a Holiday-Let mortgage, due to their complex incomes.

Latest articles

New

Joint Borrower Sole Owner success

Our Joint Borrower Sole Owner solution helped Peter overcome barriers created by his capped salary.

Innovative Buy-to-Let solution

We helped Miss Peters overcome Interest Coverage Ratios (ICRs) barriers when remortgaging her rental property.

Mortgages for complex incomes

Dr Kinsella needed a flexible mortgage lender who could assess her multiple income streams fairly.

Get in touch

BDM contacts

Get in touch with our team directly

Twitter

Follow us for intermediary news