Self-employed
mortgages

Self-employment shouldn’t be a barrier for your clients to secure a mortgage. 

Supporting your clients

With self-employed mortgages there’s no ‘one size fits all’ approach. We understand that your client's income will inevitably fluctuate and company structures can vary. That’s why our underwriters consider the unique nature of each client's business and will assess your client’s income accordingly. 

 

If you have a self-employed client and would like to talk through their case call us on 0800 015 1320. Alternatively, take a look at our full product range.

Our self-employed mortgage benefits

Our flexible approach to lending enables us to access each application on an individual basis, no matter how complex your client’s income. Benefits of our self-employed mortgages include:

  • We’ll look at pre-tax profits when accessing affordability. 
  • We’ll consider all streams of income when making a decision. 
  • The capacity to earn additional incomes would also be considered. 
  • We’re often able to lend to clients that other lenders cannot.

Self-employed mortgage criteria

A solution for complex incomes

We were able to help Paul’s broker overcome hurdles created by their client’s complex self-employed income.

Latest articles

New

Joint Borrower Sole Owner success

Our Joint Borrower Sole Owner solution helped Peter overcome barriers created by his capped salary.

Making Holiday-Let possible

Business owners Scott and Helen needed help securing a Holiday-Let mortgage, due to their complex incomes.

Mortgages for complex incomes

Dr Kinsella needed a flexible mortgage lender who could assess his multiple income streams fairly.

Get in touch

BDM contacts

Get in touch with our team directly

Twitter

Follow us for intermediary news