Own New mortgages

Available exclusively via intermediaries, our Own New mortgages are available for both first-time buyers and second or third steppers

Coupled with our manual approach to underwriting, this enables us to :

  • Offer more competitive mortgage rates
  • Lend to a wider range of people buying any new home

An innovative mortgage solution

Tackle the cost of living crisis with a reduced rate mortgage

  • Lower monthly payments
  • Your client will own 100% of their property
  • Interest rates starting from 2.11% available 

It's a regular mortgage, just with lower monthly payments for the initial period to help first time buyers and clients who are on a career path. Our Own New's Rate Reducer products makes your clients beautiful new home a reduced rate reality.

View available properties

How does Own New work?

Who’s eligible to use Own New’s service?

Which house builders are signed up to the scheme?

How do I register with Own New?

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