News and articles
Mortgage case studies
Rob & Vicky: Self-employed limited company director
Our enhanced lending criteria for limited company directors helped Rob and Vicky secure a high-value mortgage and buy their dream family home.
Read More about Rob & Vicky: Self-employed limited company director
Mortgage case studies
David & Sarah: Monetising Pensions & Investments
Our human-led approach to assessing affordability using an investment and pension portfolio helped David and Sarah to downsize without making a withdrawal.
Read More about David & Sarah: Monetising Pensions & Investments
Mortgage case studies
Bob and Margaret: Long term estate planning with short term lending
Bob and Margaret wanted to borrow against a property they intended to sell in order to purchase a larger multi-generational family home for their daughter and son-in-law, with annex accommodation for them.
Read More about Bob and Margaret: Long term estate planning with short term lending
Mortgage case studies
Emma: Helping the next generation with a JBSP solution
Our flexible approach to Joint Borrower Sole Proprietor lending helped a recent graduate purchase her first home with the support of her parents' wider financial strength.
Read More about Emma: Helping the next generation with a JBSP solution
Mortgage case studies
Pete: A practical approach to contractor income assessment
Our flexible underwriting approach helped an experienced contractor secure a residential mortgage by looking beyond standard income documentation.
Read More about Pete: A practical approach to contractor income assessment
Mortgage case studies
Mark & Sarah: Supporting complex residential lending
Our flexible underwriting approach helped experienced property professionals secure funding for an unusual residential purchase that many lenders would not consider.
Read More about Mark & Sarah: Supporting complex residential lending
Mortgage case studies
Grace and Max: Helping apprentices on the ladder with revised lending criteria
Our flexible lending criteria for apprentices in our heartland, plus £1,000 cashback, helped Grace and Max in Barrow buy their first home with a 5% deposit and only four months’ employment history.
Read More about Grace and Max: Helping apprentices on the ladder with revised lending criteria
Mortgage case studies
Scott & Sam: Extra help for first timers with shared ownership
Our Shared Ownership mortgages helped first time buyers, Scott and Sam, secure a loan for a 43% stake in the home of their dreams.
Read More about Scott & Sam: Extra help for first timers with shared ownership
Mortgage case studies
Claire & Tom: Staircasing to increase share of ownership
Our Shared Ownership mortgages helped Claire and Tom remortgage their home while also increasing their share of the property.
Read More about Claire & Tom: Staircasing to increase share of ownership