Can we help?
Can we help?
| Initial Rate | Maximum LTV | Fees | Tie In period | Early Repayment Charge | Maximum Loan Size | Incentives | APRC | Revert Rate (MVR) | Product Code |
|---|---|---|---|---|---|---|---|---|---|
| Fixed for Purchases & Remortgages | |||||||||
|
1.99% fixed for 2 years (Repayment product) |
70% | £1,250 | 2 years | 3% in the first year then tiered** | See Below*** | Free Valuation for Remortgages Free Legals for Remortgages* |
4.7% | 5.14% | 102FIX |
| 2.39% fixed for 2 years (Interest only product) | 70% | £1,250 | 2 years | 3% in the first year then tiered** | See Below*** | Free Valuation for Remortgages Free Legals for Remortgages* |
4.9% | 5.14% | 103FIX |
| 2.19% fixed for 2 years (Repayment product) | 80% | £1,250 | 2 years | 3% in the first year then tiered** | See Below*** | Free Valuation for Remortgages Free Legals for Remortgages* |
4.8% | 5.14% | 104FIX |
|
LA Postcode Exclusive for First Time Buyers 3.89% fixed for 3 years (Repayment product) |
90% | £0 | 3 years | 4% in the first year then tiered** | See Below*** | N/A | 4.9% | 5.14% | 099FIX |
| 2.49% fixed for 5 years (Repayment product) | 70% | £1,250 | 5 years | 5% in the first year then tiered** | See Below*** | Free Valuation for Remortgages Free Legals for Remortgages* |
4.2% | 5.14% | 105FIX |
| 2.89% fixed for 5 years (Interest only product) | 70% | £1,250 | 5 years | 5% in the first year then tiered** | See Below*** | Free Valuation for Remortgages Free Legals for Remortgages* |
4.6% | 5.14% | 106FIX |
| 2.79% fixed for 5 years (Repayment product) | 80% | £1,250 | 5 years | 5% in the first year then tiered** | See Below*** | Free Valuation for Remortgages Free Legals for Remortgages* |
4.3% | 5.14% | 107FIX |
| Short Term Lending Purchases & Remortgages | |||||||||
| 5.99% variable for 2 years | 60% | £999 | 2 years | N/A | See Below*** | N/A | 6.50% | N/A | STL004 |
* Remortgage deals have free valuation to £1,000,000 (£665) Free legals are only available in England & Wales where a standard remortgage is taking place. Scottish cases we will contribute £150 towards legal fees.
** Please note that ERCs on products are Tiered. For example a 5 year product will have a 5% ERC in its first year, 4% ERC in its second year, 3% ERC in the third year, 2% in its fourth year and a 1% ERC in its fifth year.
*** Residential Loan Parameters
**** An early repayment charge will apply if you repay all or part of your mortgage within the first 2 years. This charge will be applied on a sliding scale of 3% in the first year and 2% in the second year. However a maximum of 10% overpayment is allowed in each 12 month anniversary period within the first 2 years.
***** An early repayment charge will apply if you repay all or part of your mortgage within the first 5 years. This charge will be applied on a sliding scale of 5% in the first year, 5% in the second year, 4% in the third year, 3% in the fourth year and 2% in the fifth year. However a maximum of 10% overpayment is allowed in each 12 month anniversary period within the first 5 years.
Minimum loan £30,000
Maximum loan £1,000,000 (higher by negotiation)
|
Maximum residential loan limits are subject to the following LTV brackets |
|---|
|
|
|
|
|
