2 Year Discount at 4.44%

Product Overview

Initial variable rate for 2 years

3.65% discount off our Mortgage Variable Rate

4.44%

3.65% discount off our Mortgage Variable Rate

Maximum LTV

75%

The overall cost for comparison is

7.6%

APRC

Product Fee

No Fee

Your home may be repossessed if you do not keep up repayments on your mortgage.

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PRODUCT CODE - RDS109

This is a 4.44% 2 year discounted variable rate mortgage.  A 25% deposit is required.

This mortgage is only available for product switches.

A 2% early repayment charge will apply if you repay all or part of your mortgage within the first 2 years. However a maximum of 10% overpayment is allowed in each 12 month anniversary period within the first 2 years

The minimum loan amount is £20,000 and the maximum loan amount is £1,000,000.

The maximum term available is 40 years.

This product has a floor rate.

There may be other fees and charges when taking out a mortgage with us – please see mortgage fees and charges for more information

Representative Example

A mortgage of £150,000 payable over 23 years initially on a discount rate for 2 years at 4.44% and then on our Mortgage Variable Rate (MVR) of 8.09% for the remaining 21 years would require 24 monthly payments of £868.33 and then 252 monthly payments of £1,174.33.
The total amount payable would be £316,891.07 made up of the loan amount plus interest (£316,771.07) and a Mortgage Discharge Fee of £120.00.
The overall cost for comparison is 7.6% APRC representative.
Please note the example above is for a product switch on a Capital and Interest repayment basis.

Calculate your monthly repayments

LTV Loan to value %

Loan-to-Value (LTV) is the percentage of the property price that your mortgage would need to cover.

£1,113

Per month based on a repayment mortgage

£26,703

Estimated total cost for the first 2 years
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Calculate your monthly repayments

LTV Loan to value %

Loan-to-Value (LTV) is the percentage of the property price that your mortgage would need to cover.

£1,113

Per month based on a repayment mortgage

£26,703

Estimated total cost for the first 2 years