Furness customers have the option to switch to an interest-only mortgage for a period of up to 6 months, or extend their mortgage terms. It's important to note that although this may lower your payments in the short term, it could result in increased payments in the long term.

Additionally, as part of the Mortgage Charter if you are on a Fixed Rate mortgage ,we’re offering the ability to switch to a new mortgage product up to six months before maturity. Also once you have chosen your new product if a better like for like product becomes available, we will allow you to take advantage of switching to the better product up to two weeks before your current product matures.

To switch your mortgage, you’ll receive a unique access code prior to its maturity these usually go out 4 months before maturity. However if you would like one sooner, or if you’ve lost your code, you can retrieve it by calling us on 0800 781 4311

Once you have your access code, log into our portal and browse all the mortgage products that are available to you. Keep in mind that our interest rates may change regularly, so be sure to check back frequently for the latest mortgage options. This code will still remain valid even if you have previously agreed on a switch.