2 Year Unregulated Buy to Let Fixed Rate at 3.19% - Maximum LTV 75%

The Society's Buy to Let Mortgage Variable Rate currently 5.14%

Initial fixed for 2 years


then changing to....

The Society's Buy to Let Mortgage Variable Rate currently


for the remaining term of the mortgage

The overall cost for comparison is

5.1 % APRC

Product fee


Your home may be repossessed if you do not keep up repayments on your mortgage

Full Details

Details of the selected product


This is a 3.19% 2 year fixed rate mortgage.  A 25% deposit is required.

This mortgage is available for Unregulated Buy to Let purchases and remortgages and is not available for product switches.

A free legal and valuation package is available for standard remortgages in England and Wales with a contribution towards legal fees in Scotland. For purchases fees are payable the applicant.

An early repayment charge will apply if you repay all or part of your mortgage within the first 2 years. This charge will be applied on a sliding scale of 3% in the first year and 2% in the second year. However a maximum of 10% overpayment is allowed in each 12 month anniversary period within the first 2 years.

The minimum loan amount is £50,000 and the maximum loan amount is £500,000.

The maximum term available is 40 years.

This mortgage has a £1,495 fee which can be added to the mortgage or paid up front.

If the product fee is added to the loan it must not exceed the maximum LTV.

Representative Example

A mortgage of £200,000 payable over 25 years initially on a fixed rate for 2 years at 3.19% and then on our BTL Mortgage Variable Rate (MVR) of 5.14% (variable) for the remaining 23 years would require 24 monthly payments of £565.17 and 276 monthly payments of £863.17.


The total amount payable would be £453,136.48 made up of the loan amount plus interest (£451,196.48) an Application fee of £1495, a valuation fee of £305 a CHAPS Fee of £20 and a Mortgage Discharge Fee of £120.


The overall cost for comparison is  5.1% APRC representative.


Please note the example above is for a house purchase on an Interest Only repayment basis.

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3How long do you want to repay the mortgage?
40 years
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