Mortgages explained

Welcome to the Furness Mortgage Hub! Here you’ll find all you need to know about mortgages and what to expect during the mortgage process. 

A mortgage is the biggest financial commitment you’ll make, so it’s important you understand how mortgages work before submitting your application.

We’ve been helping people secure their homes since 1865, so it’s important to us you’re armed with the right information before making a decision.   To help with your research, you’ll find a number of helpful mortgage guides below to help you better understand the process.

Our mortgage guides

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What makes a mortgage flexible?

Everything you need to know about flexible mortgage features, how they work and how they compare to traditional mortgages.

The step by step process of buying a house

Our step by step process of buying a house walks you through the home buying process and when to apply for your mortgage.

A guide to remortgaging

Looking to change your current mortgage? Our handy guide to remortgaging will help you decide when remortgaging is right for you.

First Time Buyer Mortgage Guide

If you’re a first time buyer, our home buyers checklist will explain your options and set out the main things you need to consider when buying your first home.

Self-employed mortgage guide

Get a head start on your self-employed mortgage application with our handy guide. Here we explain everything you need to know and how we can help.

Should I use a broker?

Our guide will help you understand the benefits of using a broker and how to get the most out of the relationship.

Holiday let mortgage guide

This guide breaks down everything you need to know about mortgaging a rental holiday home.

Self-Employed Mortgage FAQs

We’ve answered the most frequent questions asked by self-employed house hunters. If you’re self-employed and hoping to get a mortgage, read on...

How to improve your credit score

What is your credit score and how can you improve it? Here, we break down everything you need to know to get your credit rating in good shape.

Changes to EPC ratings

A guide for Landlords about Energy Performance Certificates

Buy to let mortgage guide

Here we break down the buy to let market and everything you need to know to become a landlord and grow your portfolio.

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