Budget Planner

The form below will help you to look at your income and expenditure and will form part of your mortgage application process.  However, at this stage it is only a guide and your mortgage adviser will help you further when completing this form within your mortgage application process.  We may ask you for additional information regarding your future income and expenditure to ensure that the loan is affordable to you.

We recommend that you complete the Budget Planner prior to a mortgage appointment as it is sometimes difficult to remember everything that you pay out on a monthly basis and this will ensure that you have taken into account all of your expenditure.  You also have the option to save and print the form.

Joint Monthly Income
Total joint Income per month after tax
£

Please enter a joint monthly income first

Monthly Expenditure Details Monthly Costs Expected Monthly Costs
Current monthly mortgage
£
£
New monthly mortgage
£
£
Other mortgages, (if being repaid please still show)
£
£
Other secured debt (if being repaid please still show)
£
£
Repayment strategy costs
£
£
Unsecured debts, eg Loans/Credit cards/HP etc
£
£
Maintenance/CSA
£
£
Life policies
£
£
Pension
£
£
Buildings & contents insurance
£
£
Utilities - Gas
£
£
Utilities - Electricity
£
£
Other heating
£
£
Utilities - Water
£
£
Council tax
£
£
Housekeeping (food and washing)
£
£
Ground rent
£
£
Service charges
£
£
Telephone
£
£
Mobile
£
£
Car tax
£
£
Car insurance
£
£
Fuel/Commuting/Essential travel (eg work or school)
£
£
Other travel and fuel (non-essential transport)
£
£
Income protection
£
£
Holidays
£
£
School / University fees
£
£
Childcare
£
£
Clothes
£
£
TV licence
£
£
Household goods, eg furniture, appliances, repairs
£
£
Personal goods, eg toiletries
£
£
Satellite TV
£
£
Internet/broadband
£
£
Basic recreational, eg cinema, eating out, clubs, memberships
£
£
Savings
£
£
Gym/Club membership
£
£
Amount left over or short
£
£
Print

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