Bolton Hospice Community Account

Bolton Hospice is a modern, purpose-built unit with 14 beds plus extensive day care, outpatient and complementary therapy facilities.

The team at Bolton Hospice is dedicated to improving the quality of life for patients and the people close to them who face the problems associated with life-threatening disease.

Specialist 'Palliative Care' addresses all patient needs - not just the physical, such as the relief of pain and other symptoms, but also psychological and spiritual care. The aim is to enhance quality of life and also positively influence the course of illness.

They provide this care at the Hospice and also in the homes of patients who are in the final stages of life.

The Hospice team comprises medical staff, nurses, administrative and clerical staff, catering and housekeeping staff, physiotherapists, occupational therapists, social workers, fundraising staff, complementary therapists and chaplaincy.

The work of all these people - and the Hospice's superbly equipped premises - are paid for almost entirely by the generosity of people in Bolton through their donations large and small, and by the giving of their time as volunteers.

Please support us with a Furness Building Society Bolton Hospice Community Account.

Summary
Account Name	Bolton Hospice Community Account
What is the interest rate?	The current interest rate is: 0.10% Gross / 0.10% AER Interest is variable, calculated on a daily basis and is paid annually on 31 December. Interest can be added to your Furness Community Account, paid to another suitable Furness account or an external bank/building society account.
Can Furness Building Society change the interest rate?	As the interest rate is variable, we may change the rate if we reasonably believe that the change is needed. If we increase the rate we will tell you within 30 days of the change. If we reduce the rate we will tell you no less than 14 days before we make the change. For full details on how and why we will change the interest rate on your account, please refer to Section 7 of the General Savings Terms and Conditions.
What would the estimated balance be after 12 months based on a £1,000 deposit?	Based on the current rate of interest, if you deposited £1,000 in this account, after 12 months you would have £1,001. This figure is for illustration purposes and is based on no additional deposits, withdrawals or changes in interest rate within the 12 month period.
How do I open and manage my account?	Opening your account To open your account you must be permanently resident in the UK. Simply call into your local Furness branch or agency, call Furness Direct on 0800 834 312 or you can apply online below. You will need to provide some identification when you open your account and details of our requirements can be obtained from your local branch or agency, by contacting Furness Direct or on our website. If you are already a Furness customer, in most cases this will not be necessary. When you open your account you will receive a passbook. Savings limits and additional investments Minimum investment £1 - Maximum investment £250,000 (£500,000 in a joint account). You can add to your account at any time subject to the maximum investment limit. Payments into the account can be made by faster payment, standing order or by cash or cheque at your local branch or agency. You may also send a cheque through the post. Please ensure that cheques are made payable to the account holder and quote the account number on the payee line. To manage your account, visit us at a branch or agency or by sending us your written instructions.
Can I withdraw money?	You can withdraw from your account at any time without notice or penalty by visiting us at a branch or agency or by sending us your written instructions. You must always present your passbook to make a withdrawal or close your account. Please note that branch and agency limits apply to cash withdrawals. If you open this account online you will not be able to withdraw from your savings for 14 days after we receive your initial opening payment.
Additional Information	Furness Building Society will make a cash payment to Bolton Hospice each year equal to 0.50% of the average total balance held in all Bolton Hospice Community Account. Please note that the Furness offers other Access Accounts and if you would like details, please ask at your local branch or agency, call Furness Direct on 0800 834 312 or visit our website. You must read the General Savings Terms and Conditions and Other Important Information leaflet to ensure you fully understand how your account works and your responsibilities as an account holder. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest is paid and added to your account each year. From 6 April 2016, if you’re a basic rate tax payer you’ll be able to earn up to £1,000 in savings income tax free. Higher rate tax payers will be able to earn up to £500. Additional rate tax payers will not receive any allowance. This is called the Personal Savings Allowance. This means that most people will no longer pay tax on savings interest. Banks and building societies will stop deducting tax from your account interest.

How to support Bolton Hospice Community Account - at no cost to you!

1Decide how you want to apply for your no notice account by - internet, post, telephone or a branch

2Complete the application form

3Obtain passbook or login details and receive interest on your savings

4 The current rate you receive is 0.10% Gross/AER. Furness Building Society makes an annual payment from its own funds (not the savers’ accounts) equivalent to 0.50% of the total balances in all the Bolton Hospice Community Accounts.