Savings Accounts
Notice Accounts
Higher rates of interest
Capital Account
The Capital Account offers attractive rates of interest with the benefit of easy access to your savings if you leave a balance of £10,000 or more in your account - plus a monthly income option.
If a withdrawal leaves a balance of less than £10,000 the notice period of 30 days must be served or 30 days interest will be lost on the withdrawal amount.
Minimum Investment: £500 (annual interest), £2,000 (monthly interest)
| Investment Bands | AER | Gross p.a. | Net p.a. |
|---|---|---|---|
| £50,000 and over | 4.05% | 4.05% | 3.24% |
| Monthly Interest | 3.97% | 3.90% | 3.12% |
| £25,000 and over | 3.75% | 3.75% | 3.00% |
| Monthly Interest | 3.66% | 3.60% | 2.88% |
| £10,000 and over | 3.45% | 3.45% | 2.76% |
| Monthly Interest | 3.35% | 3.30% | 2.64% |
| £5,000 and over | 3.15% | 3.15% | 2.52% |
| Monthly Interest | 3.04% | 3.00% | 2.40% |
| £2,000 and over | 2.95% | 2.95% | 2.36% |
| Monthly Interest | 2.84% | 2.80% | 2.24% |
| £500 and over | 2.65% | 2.65% | 2.12% |
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest is paid and added to your account each year. The Net rate is the rate of interest that would be payable after allowing for the deduction of income tax at the specified rate.
Notice 90
The Notice 90 Account offers high rates of interest with unlimited withdrawals, subject to 90 days notice, plus a monthly income option.
Minimum Investment: £1,000 (anniversary interest), £2,500 (monthly interest)
| Investment Bands | AER | Gross p.a. | Net p.a. |
|---|---|---|---|
| £200,000 and over | 5.50% | 5.50% | 4.40% |
| Monthly Interest | 5.38% | 5.25% | 4.20% |
| £100,000 and over | 5.40% | 5.40% | 4.32% |
| Monthly Interest | 5.27% | 5.15% | 4.12% |
| £50,000 and over | 5.15% | 5.15% | 4.12% |
| Monthly Interest | 5.01% | 4.90% | 3.92% |
| £25,000 and over | 4.90% | 4.90% | 3.92% |
| Monthly Interest | 4.75% | 4.65% | 3.72% |
| £10,000 and over | 4.70% | 4.70% | 3.76% |
| Monthly Interest | 4.54% | 4.45% | 3.56% |
| £5,000 and over | 4.40% | 4.40% | 3.52% |
| Monthly Interest | 4.23% | 4.15% | 3.32% |
| £2,500 and over | 3.60% | 3.60% | 2.88% |
| Monthly Interest | 3.40% | 3.35% | 2.68% |
| £1,000 and over | 3.35% | 3.35% | 2.68% |
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest is paid and added to your account each year. The Net rate is the rate of interest that would be payable after allowing for the deduction of income tax at the specified rate.
Platinum Account
If you are aged 55 or over then this is the saving account for you. We recognise that you may want something different from a saving account so we are offering a competitive rate.
Minimum Investment £10,000
Maximum Investment £50,000
Minimum Operating Balance £5,000
| Investment Bands | AER | Gross p.a. | Net p.a. |
|---|---|---|---|
| £25,001 and over | 5.35% | 5.35% | 4.28% |
| £5,000 - £25,000 | 5.10% | 5.10% | 4.08% |
The Search Conversion Agency
Furness Building Society is authorised and regulated by the Financial Services Authority and is entered in its Register under number 159624.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Furness Building Society follows the Banking Code, copies of which are available on request or by accessing www.bankingcode.org.uk.
The Society has a complaints handling procedure and complaints that we cannot settle may be referred to the Financial Ombudsman Service.