Our Mortgages

Short Term Stepped Discount

Our Stepped 3 Year Discount mortgage offers a great discount in each of the first three years, off our standard variable rate.

3.54%
The current variable rate you would pay including the 1.90% discount for the first year is
4.39%
Then changing to a 1.05% discount for year 2 where you would pay
4.89%
In year 3 changing to a 0.55% discount where you would pay
5.44%
Then changing to our standard variable rate, currently and remaining on our standard variable rate for the rest of the mortgage of
5.4% APR
The overall cost for comparison is

Key Features

  • A great discount mortgage rate.
  • Available for loans of £20,000 or more.
  • Available for you if you are a First Time Buyer, moving home or moving your mortgage from another lender. You can borrow up to 80% of the value of your property.
  • An early repayment charge will apply if you repay all or part of your mortgage during the first 3 years.
  • A fee of £499 will be added to your mortgage on completion.
  • Available for you if you are aged between 18 and 70.
  • Free valuation if you are moving your mortgage from another lender.
  • Free legal package available if you are moving your mortgage from another lender.
Get a quote

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE