Fixed Rate Mortgages

Help plan your monthly budget with one of our great fixed rate mortgages. Mortgage repayments can often be your largest outgoing and by choosing one of our fixed rates you can have the confidence of knowing your monthly mortgage payment for a set period of time.

The Society offers a range of Fixed Rate mortgages and you should contact your local branch or Furness Direct on 0800 22 05 68 to get details of the deals currently available.

These are LIMITED OFFERS - contact us now to avoid disappointment.

Click on the options below to see our choice of products.

Fixed rate at 3.69% until 31.08.2014

There is an Early Repayment Charge of 5% until 31.08.2014. Maximum Loan to Value is 80% (must include fees). Free valuation and legal package available for remortages.  There is a completion fee of £699

› Find out more
Initial Rate
3.69%
Followed by the Standard Variable Rate - currently
5.44%
The overall cost for comparison is
5.3% APR


3.34% fixed for 2 years

Maximum Loan to Value 75%.  There is a £399 completion fee.  An Early Repayment Charge of 5% during the fixed rate.  Free valuation and legal package available for remortages.

› Find out more
Initial Rate
3.34%
Followed by the Standard Variable Rate - currently
5.44%
The overall cost for comparison is
5.3% APR


Fixed rate at 3.79% until 31.08.2014

Maximum Loan to Value 75%.  There is an Early Repayment Charge of 5% until 31.08.2014.  Free valuation and legal package available for remortages.  There is no product fee to pay.

› Find out more
Initial Rate
3.79%
Followed by the Standard Variable Rate - currently
5.44%
The overall cost for comparison is
5.2% APR


Fixed rate at 3.95% until 31.03.2017

Maximum Loan to Value 60%.  Early Repayment Charge of 5% until 31.03.2017.  Free valuation and legal package available for remortages.  There is no product fee to pay.

› Find out more
Initial Rate
3.95%
Followed by the Standard Variable Rate - currently
5.44%
The overall cost for comparison is
5.1% APR


Fixed rate at 4.25% until 31.03.2017

Maximum Loan to Value 80%.  There is an Early Repayment Charge of 5% until 31.03.2017.  Free valuation and legal package available for remortages.  There is no product fee to pay.

› Find out more
Initial Rate
4.25%
Followed by the Standard Variable Rate - currently
5.44%
The overall cost for comparison is
5.2% APR


Fixed rate at 5.49% until 31.06.2014

Maximum Loan to Value 90%.  There is an Early Repayment Charge of 5% until 31.06.2014.  Free valuation and legal package available for remortages.  There is no product fee to pay.

› Find out more
Initial Rate
5.49%
Followed by the Standard Variable Rate - currently
5.44%
The overall cost for comparison is
5.6% APR


Fixed rate at 3.55% until 31.03.2015

Maximum Loan to Value 70%.  There is an Early Repayment Charge of 5% until 31.03.2015.  Free valuation and legal package available for remortgages.  There is no product fee to pay.

› Find out more
Initial Rate
3.55%
Followed by the Standard Variable Rate - currently
5.44%
The overall cost for comparison is
5.2% APR


4 Year Fixed Rate Mortgage at 3.45%

This mortgage has an early repayment charge of 5% for 4 years. There is a completion fee of £199 and a you can borrow up to 80% of the value (must include fees). A free valuation and legal package is available on remortgages. 

› Find out more
Initial Rate
3.45%
Followed by the Standard Variable Rate - currently
5.44%
The overall cost for comparison is
5.1% APR


Fixed rate at 3.69% until 31.08.2014

There is an Early Repayment Charge of 5% until 31.08.2014. Maximum Loan to Value is 80% (must include fees). Free valuation and legal package available for remortages.  There is a completion fee of £699

› Find out more
Initial Rate
3.69%
Followed by the Standard Variable Rate - currently
5.44%
The overall cost for comparison is
5.3% APR


3.34% fixed for 2 years

Maximum Loan to Value 75%.  There is a £399 completion fee.  An Early Repayment Charge of 5% during the fixed rate.  Free valuation and legal package available for remortages.

› Find out more
Initial Rate
3.34%
Followed by the Standard Variable Rate - currently
5.44%
The overall cost for comparison is
5.3% APR


Fixed rate at 3.79% until 31.08.2014

Maximum Loan to Value 75%.  There is an Early Repayment Charge of 5% until 31.08.2014.  Free valuation and legal package available for remortages.  There is no product fee to pay.

› Find out more
Initial Rate
3.79%
Followed by the Standard Variable Rate - currently
5.44%
The overall cost for comparison is
5.2% APR


Fixed rate at 3.95% until 31.03.2017

Maximum Loan to Value 60%.  Early Repayment Charge of 5% until 31.03.2017.  Free valuation and legal package available for remortages.  There is no product fee to pay.

› Find out more
Initial Rate
3.95%
Followed by the Standard Variable Rate - currently
5.44%
The overall cost for comparison is
5.1% APR


Fixed rate at 4.25% until 31.03.2017

Maximum Loan to Value 80%.  There is an Early Repayment Charge of 5% until 31.03.2017.  Free valuation and legal package available for remortages.  There is no product fee to pay.

› Find out more
Initial Rate
4.25%
Followed by the Standard Variable Rate - currently
5.44%
The overall cost for comparison is
5.2% APR


Fixed rate at 3.55% until 31.03.2015

Maximum Loan to Value 70%.  There is an Early Repayment Charge of 5% until 31.03.2015.  Free valuation and legal package available for remortgages.  There is no product fee to pay.

› Find out more
Initial Rate
3.55%
Followed by the Standard Variable Rate - currently
5.44%
The overall cost for comparison is
5.2% APR


4 Year Fixed Rate Mortgage at 3.45%

This mortgage has an early repayment charge of 5% for 4 years. There is a completion fee of £199 and a you can borrow up to 80% of the value (must include fees). A free valuation and legal package is available on remortgages. 

› Find out more
Initial Rate
3.45%
Followed by the Standard Variable Rate - currently
5.44%
The overall cost for comparison is
5.1% APR



Fixed Rate Mortgages Guide

A fixed interest rate mortgage is a loan where the interest rate applying to the loan is fixed for a specified period of time and does not change irrespective of any general interest rate changes which may apply from time to time. There may be a fee to pay to enable the funds to be reserved.


If you take out one of these loans your monthly repayments may be lower than they might otherwise be for the period of the fixed rate had the mortgage been at the Society’s standard variable rate. However with a fixed rate it is worth remembering that this could be higher than the Society’s standard variable rate.

Please note
Free legal fees are only available in England and Wales and where a standard remortgage is taking place. For Scottish cases we will contribute £150 towards the legal fees. If you would prefer to use your own solicitor we will contribute £150 towards the cost of the legal fees.






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What to do next?

For more information or to apply for this product you can:

Call: 0800 220 568
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Furness Mortgage Tools


Furness Mortgage Products




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