Mortgage guide
For an explanation of our mortgage products and our Terms and conditions
Our Mortgages
First Time Buyer
As a first time buyer you will get a great discount of 1.34% off our standard variable rate for the first 2 years and a £200 cashback to help with your legal costs.
Key Features
- Available for loans of £20,000 or more.
- £200 cashback
- Available if you are a First Time Buyer purchasing your first home. You can borrow up to 80% of the value of your property.
- We will pay for one standard valuation of the property.
- An early repayment charge will apply if you repay all or part of your mortgage during the first 2 years.
- £495 completion fee will be debited to your account on completion of this mortgage.
- Available for you if you are aged between 18 and 70.
- Longer mortgage terms of up to 35 years may be considered depending upon your individual circumstances.
- The Higher Lending Charge will be paid by the Society.
Get a quote
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE