Our Mortgages

First Time Buyer

As a first time buyer you will get a great discount of 1.34% off our standard variable rate for the first 2 years and a £200 cashback to help with your legal costs.

5.9%
The current discounted variable rate you would pay for the first 2 years is
7.24%
Then changing to our standard variable rate currently
7.3% APR
And remaining on our standard variable rate for the rest of the mortgage. The overall cost for comparison is

Key Features

  • Available for loans of £20,000 or more.
  • £200 cashback
  • Available if you are a First Time Buyer purchasing your first home. You can borrow up to 80% of the value of your property.
  • We will pay for one standard valuation of the property.
  • An early repayment charge will apply if you repay all or part of your mortgage during the first 2 years.
  • £495 completion fee will be debited to your account on completion of this mortgage.
  • Available for you if you are aged between 18 and 70.
  • Longer mortgage terms of up to 35 years may be considered depending upon your individual circumstances.
  • The Higher Lending Charge will be paid by the Society.
Get a quote

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE