Mortgage guide
For an explanation of our mortgage products and our Terms and conditions
Our Mortgages
First Time Buyer
As a first time buyer you will get a discount of 0.50% off our standard variable rate (currently 5.44%) for the first 3 years of your mortgage and can borrow up to 90% of the value of your home.
Key Features
- Available for loans of £20,000 or more.
- Available if you are a First Time Buyer purchasing your first home. You can borrow up to 90% of the value of your property.
- An early repayment charge of 3% will apply if you repay all or part of your mortgage during the first 3 years.
- £699 completion fee will be debited to your account on completion of this mortgage.
- Available for you if you are aged between 21 and 70.
- Maximum Term 25 years
- The Higher Lending Charge will be paid by the Society.
Get a quote
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Call
0800 220568
for more
information on our
First Time Buyer Mortgage