Our Mortgages

First Time Buyer

As a first time buyer you will get a discount of 0.50% off our standard variable rate (currently 5.44%) for the first 3 years of your mortgage and can borrow up to 90% of the value of your home.

4.94%
The current discounted variable rate you would pay for the first 3 years is
5.44%
Then changing to our standard variable rate currently
5.5% APR
And remaining on our standard variable rate for the rest of the mortgage. The overall cost for comparison is

Key Features

  • Available for loans of £20,000 or more.
  • Available if you are a First Time Buyer purchasing your first home. You can borrow up to 90% of the value of your property.
  • An early repayment charge of 3% will apply if you repay all or part of your mortgage during the first 3 years.
  • £699 completion fee will be debited to your account on completion of this mortgage.
  • Available for you if you are aged between 21 and 70.
  • Maximum Term 25 years
  • The Higher Lending Charge will be paid by the Society.
Get a quote

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE