Mortgage guide
For an explanation of our mortgage products and our Terms and conditions
Our Mortgages
Cashback
Amount of Cashback
| Amount of loan |
Purchases 5% cashback |
Remortgages 4% cashback |
| £30,000 |
£1,500 |
£1,200 |
| £40,000 |
£2,000 |
£1,600 |
| £50,000 |
£2,500 |
£2,000 |
| £60,000 |
£3,000 |
£2,400 |
Key Features
- Available for loans of £20,000 or more.
- Available for you if you are a First Time Buyer, moving home or moving your mortgage from another lender.
- You can borrow up to 80% of the value of your property.
- An early repayment charge will apply if you repay all or part of your mortgage during the first 5 years.
- A 3% charge will be made if your repayments exceed 10% of the amount borrowed during any calendar year for the first 5 years.
- No arrangement fee is payable with this product.
- Free valuation if you are moving your mortgage from another lender.
- Free legal package available if you are moving your mortgage from another lender.
- Available for you if you are aged between 18-70.
- The Higher Lending Charge will be paid by the Society.
Get a quote
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE