Furness Building Society

The small print - Legal information

General

The services referred to on this website are only available to residents in England, Wales and Scotland and are not an invitation or offer to sell mortgages, savings or investment products or any other services outside these areas.

The information provided does not constitute financial or other professional advice. If you want to take up any services, please seek further information from Furness Building Society, an appropriate subsidiary or an Independent Financial Adviser. All the products and services described are subject to availability and may be withdrawn, at any time without notice.

While every care is taken to ensure that the information provided is correct, no warranty is given as to its accuracy. Neither Furness Building Society nor its subsidiaries will accept any liability for any losses or damages whatsoever from use or inability to use this site or from any error or omission in information.

Data Protection

You have a right of access under the Data Protection Act 1998 to personal information held by us. Please contact our Head Office if you require details. All your personal information will be treated as private and confidential and none of these details will be disclosed to anyone with the exception of cases permitted by law.

Financial Services

Furness Building Society is authorised and regulated by the Financial Services Authority and is entered in the FSA Register, number 159624.

Furness Building Society acts as an introducer to Furness Independent Financial Advisers Ltd, who are regulated by the Financial Services Authority, for advice on investment, life protection and pensions.

Furness Building Society also offers general insurance products from AXA Insurance UK plc, who are authorised and regulated by the Financial Services Authority.

Financial Services Compensation Scheme

Furness Building Society is a participant in the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000 (limits revised 7 October 2008). Payments under the scheme are limited to 100% of the first £50,000 of an investor's total shares and / or deposits in a society. Most investors are covered, including individuals and small firms. A small number of categories of shares and deposits are not covered. Although most shares and deposits are denominated in sterling, all other currencies are covered. Further details are available on request from the Society.

Those that are not eligible for cover include:

  • A large company
  • A large partnership
  • A large mutual organisation
  • A local, provincial or municipal authority
  • A credit institution
  • An overseas financial services institution
  • An operator or trustee of a collective investment scheme
  • A pension and retirement fund or a trustee of such a fund
  • A supranational institution
  • A government, or central administrative authority
  • A firm within the Furness Building Society building society group
  • A person whose claim arises from transactions relating to a conviction they have received for money laundering

Further details of exclusions from FSCS cover can be found on the FSA website.

Complaints

The Society is covered by the Financial Ombudsman Service and has a complaints handling procedure. A copy of the complaints handling procedure is available on request. Complaints we cannot settle may be referred to the Financial Ombudsman Service.

A member of the Building Societies Association.

Eligible for investment by Trustees.

These terms shall be governed by English law and the language we will use in our communications will be English.

Your home may be repossessed if you do not keep up repayments on your mortgage.