4.74% variable rate for 2 years. This is the current Mortgage Variable Rate less 0.55% and £1,499 product fee is added to the loan. No Early Repayment Charge.
Please note that this product has a 2 year term.
A mortgage of £90,000 payable over 2 years on a discounted rate for 2 years at 4.74% and would require 24 monthly payments of £361.57.
The total amount payable would be £100,566.68 made up of the loan amount plus interest (£98,677.68) an Application fee of £1,499.00, a Valuation fee of £170.00, a Legal fee of £105.00, an Insurance Rearrangement fee of £25.00 , and a Mortgage Discharge Fee of £90.00.
The overall cost for comparison is 6.00% APR representative.
Please note the example above is for a house purchase on an interest only basis.
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