Insurance Club

Important questions

Fact sheet - Home insurance

Here are some of the important questions we think you need to consider when reviewing your existing home insurance or obtaining a new quote.

Home insurance questions

  1. Do I get any discount for taking Buildings & Contents cover together?
  2. Do I get any no claims discount?
  3. Is food in the freezer cover included as standard?
  4. Is Family Legal Protection cover included as standard?
  5. Is Home Emergency Assistance cover included as standard?
  6. Is the cost of removing / replacing parts of the building to find and repair leaks included as standard?
  7. Is business equipment cover included as standard?
  8. Is money cover included as standard?
  9. How much is the APR charge to pay the premium via direct debit?
  10. If I make an amendment to my policy will I be charged any fee?

These are just some of the things you need to consider when assessing whether a policy is suitable for your needs.

All insurance policies contain terms, conditions, exclusions and limitations and these should be taken into consideration when deciding whether to buy a policy from an insurance company or intermediary.

Full details of the insurance policy need to be considered before taking out cover.